MORTGAGE BUYBACK DEFENSE CASE STUDIES
Introduction

It would be an understatement to describe the last five years in the mortgage industry as turbulent. Even as the market sluggishly heads toward recovery, lenders are still being besieged on a daily basis with repurchase demands from GSEs, MI companies and third-party investors. And now, Fannie Mae and Freddie Mac are demanding the repurchase of loans that are not even delinquent!

If you are losing money due to repurchase demands, we can help. In fact, over the past three years we have saved some of the largest banks in America tens of millions of dollars that they otherwise would have paid pursuant to repurchase demands.

RPM handles initial rebuttals, as well as appeals for demands that have been unsuccessfully defended previously, in the following subject areas:

• Occupancy issues
• Stated and other income issues
• Straw borrowers
• Appraisal issues
• Underwriting issues
• False verifications
• Employment misrepresentation
• Undisclosed debts
• Title issues

Below are representative mortgage repurchase demand letters for actual cases that we have successfully defended on behalf of our clients. Please understand that the vast majority of repurchase demands that we receive are highly technical and complex, requiring vast amounts of research and man-hours.

Click Here to view actual mortgage repurchase demand letters that were rescinded through RPM’s efforts.


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RPM Oversight | 321 E. Hillsboro Blvd., Deerfield Beach, Florida 33441 | 866-661-4776